In today’s economy, an unexpected life changing even such as loss of income or death of the primary earner can quickly leave a family destitute. There are effective strategies for securing what matters most to your families.
Life insurance
- Whole Life Insurance
- Indexed Universal Life Insurance (IUL)
- Living Benefits
- Term Life Insurance
Long-term Care Insurance
People are living longer and the cost of in-home care, assisted living, and nursing care continues to increase. Proper planning ensures that your future care does not become a financial burden for your family.
What is Long Term Care? A reference from LongTermCare.gov.
Final Expense Planning
Final expense insurance is a type of small, permanent life insurance designed to help cover end-of-life costs like funerals, burials, medical bills, and legal fees. It prevents your family from facing financial burdens during grief. They often don’t require a medical exam, making it easier to qualify for than traditional life insurance.
Retirement Planning
- Annuities
- Rollovers